Home Artificial intelligence AI mortgage fraud threat grows as UK sector races to adopt the technology
Artificial intelligence

AI mortgage fraud threat grows as UK sector races to adopt the technology

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Brightstar Group, which recorded a 17.5% increase in turnover to £11.6 million in 2025, has itself invested heavily in AI. Jupp revealed that just under 5% of the group’s leads now come through AI-generated channels. Six months ago, that figure was virtually nothing. He described the technology as a fantastic lead generator, provided the data underpinning it is clean and reliable.

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What is driving AI mortgage fraud risk in the UK market?

Jupp’s broader point was directed at an industry he believes has allowed enthusiasm for AI’s commercial upside to crowd out harder questions. The technology, he argued, makes new things possible – in the wrong hands.

“If we think that there is all just upside with AI, we’re mistaken,” he said. “Be careful and understand that it can take you to a place within your business, with your clients, that could be quite an unpleasant place.”

The comments land at a moment of significant regulatory scrutiny. The Financial Conduct Authority (FCA) launched its Mills Review on 27 January 2026, examining how AI could reshape retail financial services by 2030.



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